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	<title>Retirement Income &#187; Financial Planning</title>
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	<link>http://www.retirementincome.com</link>
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		<title>The Retirement Spending Myth</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/the-retirement-spending-myth/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/the-retirement-spending-myth/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 15:21:13 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[healthcare costs]]></category>
		<category><![CDATA[retirement fund]]></category>
		<category><![CDATA[Retirement Life]]></category>
		<category><![CDATA[retirement spending]]></category>
		<category><![CDATA[retirement spending myth]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=184</guid>
		<description><![CDATA[People who are expecting to retire a few years from now may have their own concerns about this change. But along with such changes, upcoming retirees should be able to know what to expect. It is also important that they have an idea of what their life would be upon retirement. And just as important, they should also have an idea of some of those retirement myths that may have given other retirees the wrong idea abo... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[People who are expecting to retire a few years from now may have their own concerns about this change. But along with such changes, upcoming retirees should be able to know what to expect. It is also important that they have an idea of what their life would be upon retirement. And just as important, they should also have an idea of some of those retirement myths that may have given other retirees the wrong idea abo... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/the-retirement-spending-myth/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips For Stretching Your Retirement Budget</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/tips-for-stretching-your-retirement-budget/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/tips-for-stretching-your-retirement-budget/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 15:09:36 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement fund]]></category>
		<category><![CDATA[retirement investment]]></category>
		<category><![CDATA[Retirement Life]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=180</guid>
		<description><![CDATA[Going into retirement life will be mixed for different people. Some who have prepared well for it will be welcoming it. Those who did not may dread the day that they will finally become a retiree. All it boils down to is having the means to spend retirement in relative comfort and ease.
But for the most of upcoming retirees, it is usually just trying to make do with what retirement funds they have that will matter.... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[Going into retirement life will be mixed for different people. Some who have prepared well for it will be welcoming it. Those who did not may dread the day that they will finally become a retiree. All it boils down to is having the means to spend retirement in relative comfort and ease.
But for the most of upcoming retirees, it is usually just trying to make do with what retirement funds they have that will matter.... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/tips-for-stretching-your-retirement-budget/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning Evolves Over Time</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-evolves-over-time/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-evolves-over-time/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 15:05:58 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[retirement age]]></category>
		<category><![CDATA[retirement fund]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement rules]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=176</guid>
		<description><![CDATA[Retirement planning does not follow the same methods for people about to retire as compared to those who have retired in the future. It is possible that some rules that may have applied in the past may no longer be applicable today.
The changes that are happening in both the economy and the world in general may have led to certain retirement rules to be changed in the process. In the US, this may have a significant... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[Retirement planning does not follow the same methods for people about to retire as compared to those who have retired in the future. It is possible that some rules that may have applied in the past may no longer be applicable today.
The changes that are happening in both the economy and the world in general may have led to certain retirement rules to be changed in the process. In the US, this may have a significant... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-evolves-over-time/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning Basics</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-basics/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-basics/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 16:25:48 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[investment strategy]]></category>
		<category><![CDATA[retirement fund]]></category>
		<category><![CDATA[retirement investment]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement planning basics]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=173</guid>
		<description><![CDATA[Retirement is something that people will eventually have to face. They can choose to plan for it early or do their retirement planning much later. But more important than that, people should know the basics of retirement planning in order to be able to prepare for it more effectively. Here are some of the very basics of retirement planning that people should bear in mind.
Planning Duration
When planning for retirem... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[Retirement is something that people will eventually have to face. They can choose to plan for it early or do their retirement planning much later. But more important than that, people should know the basics of retirement planning in order to be able to prepare for it more effectively. Here are some of the very basics of retirement planning that people should bear in mind.
Planning Duration
When planning for retirem... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-planning-basics/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Catch-Up Tips</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-catch-up-tips/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-catch-up-tips/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 13:03:27 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[playing retirement catch up]]></category>
		<category><![CDATA[retirement catch up tips]]></category>
		<category><![CDATA[retirement fund]]></category>
		<category><![CDATA[Retirement Life]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[roth ira]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=160</guid>
		<description><![CDATA[Everyone wishes to lead a comfortable retirement life. But unfortunately, there seems to be more people who come unprepared for retirement or considerably fall short in coming up with the needed funds for retirement. This results in a retirement that is just as full of worries and concerns for the retiree.
What may be fortunate for those who are about to retire in a few years is that there is always some time avail... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[Everyone wishes to lead a comfortable retirement life. But unfortunately, there seems to be more people who come unprepared for retirement or considerably fall short in coming up with the needed funds for retirement. This results in a retirement that is just as full of worries and concerns for the retiree.
What may be fortunate for those who are about to retire in a few years is that there is always some time avail... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/retirement-catch-up-tips/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advice For A Financially Safe Retirement</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/advice-for-a-financially-safe-retirement/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/advice-for-a-financially-safe-retirement/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 12:55:12 +0000</pubDate>
		<dc:creator>dennis</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[bond investment]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[income property]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[safe retirement]]></category>

		<guid isPermaLink="false">http://www.retirementincome.com/?p=126</guid>
		<description><![CDATA[Many people would want to have a stable and secure income to look forward to when they retire. It will help keep them financially stable and ensure that they have the funds they need to continue enjoying life without the worries of work and the stress that comes with it. But they also have to make sure that their retirement fund is not put to a certain risk as it continues to provide for them. Here are some of the ... Read More &#187;&#160;]]></description>
			<content:encoded><![CDATA[Many people would want to have a stable and secure income to look forward to when they retire. It will help keep them financially stable and ensure that they have the funds they need to continue enjoying life without the worries of work and the stress that comes with it. But they also have to make sure that their retirement fund is not put to a certain risk as it continues to provide for them. Here are some of the ... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/advice-for-a-financially-safe-retirement/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Catching Up On Retirement Planning</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/catching-up-on-retirement-planning/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/catching-up-on-retirement-planning/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[ 	 	  If you have realized that you have been a bit late from planning for your retirement, then you may just have a lot of catching up to do. The best time would've have been starting 10 to 15 years ago. The next best time you will ever have is now. If you plan to do better on your retirement planning, here are some tips that might just help you save more out of what you earn right now.   Know Your Options If you wish to do a better job planning for your retirement from now on, then you might w...]]></description>
			<content:encoded><![CDATA[If you have realized that you have been a bit late from planning for your retirement, then you may just have a lot of catching up to do. The best time would&#8217;ve have been starting 10 to 15 years ago. The next best time you will ever have is now. If you plan to do better on your retirement planning, here are some tips that might just help you save more out of what you earn right now.
 
Know Your Options
If you ... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/catching-up-on-retirement-planning/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making the Most of Your Retirement Planning</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/making-the-most-of-your-retirement-planning/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/making-the-most-of-your-retirement-planning/#comments</comments>
		<pubDate>Mon, 12 Jan 2009 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[ Retirement usually is a problem for most people. According to a statistical report, only 5% of Americans, or 1 out of 20, are able to retire at the age of 65. Moreover, women at the age beyond 65 do not get to generate enough income that reaches or exceeds $7,000 per year. This means that it is important that you have to take care and plan your future finances as early as today. Below are ways on how you should make the most of your retirement planning. Update yourself with your Social Security...]]></description>
			<content:encoded><![CDATA[
Retirement usually is a problem for most people. According to a statistical report, only 5% of Americans, or 1 out of 20, are able to retire at the age of 65. Moreover, women at the age beyond 65 do not get to generate enough income that reaches or exceeds $7,000 per year. 
This means that it is important that you have to take care and plan your future finances as early as today. Below are ways on how you should m... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/making-the-most-of-your-retirement-planning/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blunders that Ruin Retirement Plans</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/blunders-that-ruin-retirement-plans/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/blunders-that-ruin-retirement-plans/#comments</comments>
		<pubDate>Fri, 17 Oct 2008 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[You are aware that investing at a retirement fund is a great way of providing yourself of financial security.  And while you are contributing regularly to your IRA or 401K, you may accidentally make mistakes that are hard to reverse.  Take not of these missteps before you even take them.Not having a retirement plan at all According to a survey conducted by TD Ameritrade, one-third of American adults do not have any financial plan for retirement.  Of the remainder of those surveyed, 46 percent sa...]]></description>
			<content:encoded><![CDATA[You are aware that investing at a retirement fund is a great way of providing yourself of financial security.&nbsp; And while you are contributing regularly to your IRA or 401K, you may accidentally make mistakes that are hard to reverse.&nbsp; Take not of these missteps before you even take them.
Not having a retirement plan at all 
According to a survey conducted by TD Ameritrade, one-third of American adults do ... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/blunders-that-ruin-retirement-plans/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Create an Emergency Fund</title>
		<link>http://www.retirementincome.com/money-finance/retirement/financial-planning/how-to-create-an-emergency-fund/</link>
		<comments>http://www.retirementincome.com/money-finance/retirement/financial-planning/how-to-create-an-emergency-fund/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 00:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Aside from your retirement plan, you should also have an emergency fund with an amount equal to about six months of your annual cost of living. This emergency savings fund could be your salvation in case times become lean. To know whether you have enough money for the rainy days, use this guide to calculate the status of your emergency fund. This should help you to set some goals for getting or maintaining the fund.Get your yearly cost of living - On a piece of paper, write down your yearly cost...]]></description>
			<content:encoded><![CDATA[Aside from your retirement plan, you should also have an emergency fund with an amount equal to about six months of your annual cost of living. This emergency savings fund could be your salvation in case times become lean. To know whether you have enough money for the rainy days, use this guide to calculate the status of your emergency fund. This should help you to set some goals for getting or maintaining the fund... <div class="readmorecontent"><a class="readmore" href="http://www.retirementincome.com/money-finance/retirement/financial-planning/how-to-create-an-emergency-fund/">Read More &raquo;</a></div><div style="clear:both;">&nbsp;</div>]]></content:encoded>
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